Terms & Conditions

Welcome to our Terms & Conditions.

Chapkaz S.A., the company publishing the Crypto MBA Book and related products and services (like the Crypto MBA Newsletter) is a Panamanian company (folio n.155677165) located at: Avenida Balboa y Calle Aquilino De La Gardia, Piso 51, Officina 5102, Republica de Panama

The Crypto MBA Website (thecrypto.mba), products (like the eponym Book), and services (like the eponym Newsletter), are owned and operated by Chapkaz S.A.

These Terms & Conditions apply to thecrypto.mba (hereinafter, “us”, “we”, or “thecrypto.mba” or “the Website”) and any related product or service (like the Crypto MBA Newsletter) belonging, published, or operated by Chapkaz S.A.


By accessing this web site, you are agreeing to be bound by these web site Terms and Conditions of Use, all applicable laws and regulations, and agree that you are responsible for compliance with any applicable local laws. If you do not agree with any of these terms, you are prohibited from using or accessing this site. The materials contained in this web site, and the products and services related are protected by applicable copyright and trade mark law. By accessing or using the Service you agree to be bound by these Terms. If you disagree with any part of the terms then you do not have permission to access the Service.


If you wish to purchase any product or service made available through the Service (“Purchase”), you may be asked to supply certain information relevant to your Purchase including, without limitation, your credit card number, the expiration date of your credit card, your billing address, and your shipping information.

You represent and warrant that:

(i) you have the legal right to use any credit card(s) or other payment method(s) in connection with any Purchase; and that

(ii) the information you supply to us is true, correct and complete.

The service may employ the use of third party services for the purpose of facilitating payment and the completion of Purchases. By submitting your information, you grant us the right to provide the information to these third parties subject to our Privacy Policy.

We reserve the right to refuse or cancel your order at any time for reasons including but not limited to: product or service availability, errors in the description or price of the product or service, error in your order or other reasons.

We reserve the right to refuse or cancel your order if fraud or an unauthorized or illegal transaction is suspected.


The materials on Chapkaz S.A. web site are provided “as is”. Chapkaz S.A. makes no warranties, expressed or implied, and hereby disclaims and negates all other warranties, including without limitation, implied warranties or conditions of merchantability, fitness for a particular purpose, or non-infringement of intellectual property or other violation of rights. Further, Chapkaz S.A. does not warrant or make any representations concerning the accuracy, likely results, or reliability of the use of the materials on its Internet web site or otherwise relating to such materials or on any sites linked to this site.

The Crypto MBA Book is presented for sale solely for educational and entertainment purposes. The author and publisher are not offering it as legal, accounting, or other professional services advice. While best efforts have been used in preparing this book, the author and publisher make no representations or warranties of any kind and assume no liabilities of any kind with respect to the accuracy or completeness of the contents and specifically disclaim any implied warranties of merchantability or fitness of use for a particular purpose. Neither the author nor the publisher shall be held liable or responsible to any person or entity with respect to any loss or incidental or consequential damages caused, or alleged to have been caused, directly or indirectly, by the information or programs contained herein. No warranty may be created or extended by sales representatives or written sales materials. Every company is different and the advice and strategies contained herein may not be suitable for your situation. Please read the warning on the left part of the footer too.


In no event shall Chapkaz S.A. or its suppliers be liable for any damages (including, without limitation, damages for loss of data or profit, or due to business interruption,) arising out of the use or inability to use the materials on one of Chapkaz S.A. Internet sites, even if Chapkaz S.A. or a Chapkaz S.A. authorized representative has been notified orally or in writing of the possibility of such damage. Because some jurisdictions do not allow limitations on implied warranties, or limitations of liability for consequential or incidental damages, these limitations may not apply to you.

Revisions and Errata

The materials appearing on one of Chapkaz S.A. web sites could include technical, typographical, or photographic errors. We does not warrant that any of the materials on its web site are accurate, complete, or current. We may make changes to the materials contained on our web sites at any time without notice. Chapkaz S.A. does not, however, make any commitment to update the materials.

We are constantly updating product and service offerings on our web sites. We may experience delays in updating information on  our web sites and in our advertising on or products and services. The information found on our web sites may contain errors or inaccuracies and may not be complete or current. Products or services may be mispriced, described inaccurately, or unavailable  and we cannot guarantee the accuracy or completeness of any information found on the Service.

We therefore reserve the right to change or update information and to correct errors, inaccuracies, or omissions at any time without prior notice.


Our Service may contain links to third party web sites or services that are not owned or controlled by Worldly Wisdom Ventures LLC.

We have no control over, and assumes no responsibility for the content, privacy policies, or practices of any third party web sites or services. We do not warrant the offerings of any of these entities/individuals or their websites.

You acknowledge and agree that Chapkaz S.A. shall not be responsible or liable, directly or indirectly, for any damage or loss caused or alleged to be caused by or in connection with use of or reliance on any such content, goods or services available on or through any such third party web sites or services.

We strongly advise you to read the terms and conditions and privacy policies of any third party web sites or services that you visit. Use of any such linked web site is at the user’s own risk.


You agree to defend, indemnify and hold harmless Chapkaz S.A. and its licensee and licensors, and their employees, contractors, agents, officers and directors, from and against any and all claims, damages, obligations, losses, liabilities, costs or debt, and expenses (including but not limited to attorney’s fees), resulting from or arising out of a) your use and access of its product(s) or service(s); b) a breach of these Terms, or c) Content posted on the Service.


Refund policies and procedures are covered in our Refund Policy web page.

Copyright Policy and Procedure for Copyright Infringement Claims (DMCA Notification)

Copyright infringement and notification procedures are covered in our Copyright Policy web page.

Site Terms of Use Modifications

Chapkaz S.A. may revise these terms of use for its web site at any time without notice. By using this web site you are agreeing to be bound by the then current version of these Terms and Conditions of Use.

Governing Law

Any claim relating to Chapkaz S.A.’s web site shall be governed by the laws of the Republic of Panama without regard to its conflict of law provisions.

Contact Information

 If you require any further information, please do not hesitate to contact us at:

Chapkaz S.A

Address: Avenida Balboa y Calle Aquilino De La Gardia, Piso 51, Officina 5102, Republica de Panama

Email:  info@thecrypto.mba